Bankable Terms for Un-Bankable Borrowers

Through our Lending Partner, South End Capital!
 

Founded in 2009 as a nationwide, non-conforming lender and intermediary, South End Capital became a division of Stearns Bank, N.A., a $2.2 billion financial institution, in June of 2021. We offer mortgages secured by commercial and investment residential real estate, collateralized and uncollateralized business loans, and equipment financing. Our technology-enabled platform delivers a streamlined loan process, and we are committed to providing excellent service and innovative, affordable financing.

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As a direct business lender and tech-based loan platform, we offer a multitude of loan options for business owners including; SBA 7(a), USDA, conventional, and non-conforming financing. We can even consider borrowers turned down by other lenders due to poor credit, limited collateral or cash flow, a past bankruptcy, a unique business, or other issues.  Funds can be used for any business purpose such as to purchase or construct real estate, buy a business, for working capital, to refinance debt, or consolidate merchant cash advances. Complete the simple application below to submit your loan request and be contacted by one of our team members.  There is No Up Front cost and No Obligation to accept a loan you might qualify for.  There is No Effect on Your Credit Score to apply!